Private Medical Insurance (PMI) gives you the reassurance of knowing that, should the need arise; you and your family will get prompt access to private medical treatment. 

It's when you need to make a claim that you realise just how wise investing in health and medical insurance can be. 

Most PMI policies will give you access to –

• Dedicated Nurse Service that provides one-to-one telephone-based clinical support and advice for cancer patients and their families.
• Telephone based health information lines, usually available 24 hours a day.
• A range of covers allowing you to choose what's best for you and your family.
• Private medical treatment at a time that suits you and your family.
• Hospitals of your choice.

Premiums are worked out on the basis of age and the type of cover required. At the basic level PMI clicks in when you need specialist treatment or you need to go into hospital.